Yes. We automatically factor this in so you never pay more than you need to. We’ll subtract what you pay from your automatic repayment, whether that’s a set amount or linked to your spending.

Here’s an example: You’ve set up an automatic payment to cover your minimum payment. Your minimum payment for the statement period is £10. Before your payment due date, you make a bank transfer payment of £10. In that case, we wouldn’t take your usual automatic payment as it has already been covered. 

If you ever have any questions about how much your automatic payment will be, our customer services team can help. Just contact us through our support page.

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