Yes you can, with no penalty fees. We can help you through it if you like, or you can do it yourself from your online dashboard.

To settle your loan online: please sign into your Zopa account, open up the relevant loan, and follow the steps on screen.

To settle your loan over the phone: call us on 020 7580 6060 (Monday to Thursday, 8am to 8pm, Friday 8am to 5pm) and we’d be happy to walk you through it.

Things to keep in mind

  • We'll take the final payment via your registered Direct Debit agreement. Once we've got the money, we will not take any more payments from you. You're welcome to cancel your Direct Debit with us, but please wait until the final payment has left your bank account.
  • If we’re processing one of your regular monthly repayments, you'll need to wait a few days until the payment has cleared before you can make an extra payment.
  • To settle your loan, you need to repay the total amount of credit (which includes your borrowing fee) plus any interest that's due. This is all calculated for you in your settlement figure.
  • We can't accept credit card payments.
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